NatWest & Halifax Make Mortgage Rate Reductions

Halifax and NatWest have both updated their residential mortgage ranges, with NatWest also making improvements to their buy-to-let product options. All changes come into effect from today (22/04).

Halifax have made reductions of up to 0.19% to their purchase range, with remortgage products seeing improvements of up to 0.10%. NatWest reductions of up to 0.50% apply to a variety of purchase, remortgage, buy-to-let and 'green' products.

Updates mean both lenders now have leading 2 year purchase Fixed rates at 60% loan-to-value of 3.94%. Other highlights include a 4.15% 5 year Fixed rate with £995 fee at 75% loan-to-value from NatWest and 4.53% 5 year Fix with £999 fee at 90% loan-to-value from Halifax.

These latest changes follow recent trends of 2 year products becoming much closer aligned with longer term options, particularly at the slighty lower end of the LTV market.

If you live in the Woking or Guildford areas and would like free mortgage advice for a property purchase or remortgage, please contact us using the button or contact details in our banner.

Surrey- Woking, Guildford, Camberley, Epsom, Esher, Dorking, Reigate

Hampshire- Basingstoke, Aldershot, Farnborough, Fleet, Alton

Berkshire- Reading, Wokingham, Windsor, Maidenhead, Sandhurst, Crowthorne

As a mortgage is secured against property, it could be repossessed if you do not maintain the mortgage payments.